:root {
  color-scheme: light;
  --ink: #17213f;
  --muted: #64708d;
  --line: #e2e7f1;
  --surface: #ffffff;
  --soft: #f6f8fc;
  --blue: #2156d9;
  --blue-dark: #153da5;
  --green: #10a66f;
  --amber: #f5b73f;
  --coral: #f06f5b;
  --shadow: 0 22px 60px rgba(23, 33, 63, 0.13);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.5;
}

a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  padding: 16px clamp(18px, 4vw, 58px);
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 900;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  color: #fff;
  background: linear-gradient(135deg, var(--blue), var(--green));
  border-radius: 8px;
  box-shadow: 0 10px 22px rgba(33, 86, 217, 0.22);
}

.nav {
  display: flex;
  align-items: center;
  gap: 24px;
  color: var(--muted);
  font-size: 0.94rem;
  font-weight: 800;
}

.nav a:hover, .nav a:focus-visible { color: var(--blue); }

.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.header-cta,
.whatsapp-button,
.primary-button,
.secondary-button {
  min-height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-radius: 8px;
  font-weight: 900;
}

.header-cta,
.primary-button {
  color: #fff;
  background: var(--blue);
  box-shadow: 0 14px 28px rgba(33, 86, 217, 0.22);
}

.header-cta { padding: 0 18px; }

.whatsapp-button {
  padding: 0 16px;
  color: #fff;
  background: #19a865;
  box-shadow: 0 14px 28px rgba(25, 168, 101, 0.2);
}

.whatsapp-button:hover,
.whatsapp-button:focus-visible {
  background: #128c55;
}

.primary-button { padding: 0 24px; border: 0; cursor: pointer; }
.primary-button:hover, .primary-button:focus-visible { background: var(--blue-dark); }

.secondary-button {
  padding: 0 18px;
  color: var(--blue);
  background: #fff;
  border: 1px solid var(--line);
}

svg {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  flex: 0 0 auto;
}

.hero {
  min-height: calc(100vh - 73px);
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(330px, 0.58fr);
  grid-template-areas:
    "copy dashboard"
    "stats stats";
  gap: 34px;
  align-items: center;
  padding: clamp(42px, 7vw, 88px) clamp(18px, 4vw, 58px) 34px;
  background:
    radial-gradient(circle at 12% 18%, rgba(16, 166, 111, 0.16), transparent 30%),
    linear-gradient(135deg, #f7faff 0%, #edf3ff 48%, #f9fbff 100%);
}

.hero-copy { grid-area: copy; max-width: 760px; }
.hero-dashboard { grid-area: dashboard; }

.eyebrow {
  margin: 0 0 12px;
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

h1, h2, h3, p { margin-top: 0; }

h1 {
  max-width: 850px;
  margin-bottom: 20px;
  font-size: clamp(3rem, 8vw, 6.5rem);
  line-height: 0.94;
  letter-spacing: 0;
}

h2 {
  margin-bottom: 16px;
  font-size: clamp(2rem, 4.5vw, 4rem);
  line-height: 1;
  letter-spacing: 0;
}

h3 { margin-bottom: 10px; font-size: 1.08rem; }

.hero-subtitle,
.section-heading p,
.calculator-copy p,
.apply-copy p,
.detail-grid li,
.process-grid p,
.faq p,
.site-footer p {
  color: var(--muted);
}

.hero-subtitle {
  max-width: 690px;
  font-size: clamp(1.06rem, 2vw, 1.24rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}

.hero-dashboard {
  padding: 18px;
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid rgba(226, 231, 241, 0.92);
  border-radius: 18px;
  box-shadow: var(--shadow);
}

.dashboard-top {
  min-height: 214px;
  padding: 26px;
  color: #fff;
  background:
    linear-gradient(135deg, rgba(255, 255, 255, 0.18), transparent),
    linear-gradient(145deg, var(--blue-dark), var(--blue));
  border-radius: 14px;
}

.dashboard-top span {
  display: inline-flex;
  margin-bottom: 38px;
  padding: 7px 10px;
  color: var(--blue-dark);
  background: #fff;
  border-radius: 99px;
  font-size: 0.75rem;
  font-weight: 900;
}

.dashboard-top strong {
  display: block;
  font-size: 2.15rem;
  line-height: 1;
}

.dashboard-top p { margin: 10px 0 0; color: rgba(255, 255, 255, 0.78); }

.offer-stack { display: grid; gap: 12px; margin-top: 14px; }

.offer-stack article {
  display: flex;
  align-items: center;
  gap: 13px;
  padding: 14px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 10px;
}

.offer-stack b { display: block; }
.offer-stack small { color: var(--muted); font-weight: 700; }

.icon-circle {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  color: #fff;
  border-radius: 50%;
  flex: 0 0 auto;
}

.icon-circle.green { background: var(--green); }
.icon-circle.amber { background: var(--amber); }
.icon-circle.coral { background: var(--coral); }

.stats-bar {
  grid-area: stats;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.stats-bar div {
  padding: 22px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 10px;
  box-shadow: 0 10px 28px rgba(23, 33, 63, 0.06);
}

.stats-bar strong {
  display: block;
  font-size: clamp(1.6rem, 3vw, 2.25rem);
  line-height: 1;
}

.stats-bar span {
  display: block;
  margin-top: 7px;
  color: var(--muted);
  font-size: 0.88rem;
  font-weight: 800;
}

.section {
  padding: clamp(58px, 8vw, 106px) clamp(18px, 4vw, 58px);
}

.section-heading { max-width: 820px; margin-bottom: 30px; }

.product-strip { background: #fff; }

.quick-products,
.detail-grid,
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.quick-products article,
.detail-grid article,
.process-grid article,
.calculator-card,
.apply-panel,
details {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 10px;
  box-shadow: 0 10px 28px rgba(23, 33, 63, 0.05);
}

.quick-products article {
  min-height: 230px;
  padding: 24px;
  position: relative;
  overflow: hidden;
}

.quick-products article::after {
  content: "";
  position: absolute;
  width: 86px;
  height: 86px;
  right: -22px;
  bottom: -22px;
  background: linear-gradient(135deg, rgba(33, 86, 217, 0.12), rgba(16, 166, 111, 0.16));
  border-radius: 24px;
  transform: rotate(12deg);
}

.quick-products span {
  display: inline-flex;
  margin-bottom: 38px;
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 900;
}

.quick-products p { color: var(--muted); }
.quick-products a, .detail-grid a { color: var(--blue); font-weight: 900; }

.feature-banner {
  display: grid;
  grid-template-columns: minmax(260px, 0.55fr) 1fr;
  gap: clamp(28px, 6vw, 72px);
  align-items: center;
  background: var(--soft);
}

.feature-art {
  min-height: 330px;
  position: relative;
  background:
    linear-gradient(145deg, rgba(33, 86, 217, 0.92), rgba(16, 166, 111, 0.9)),
    repeating-linear-gradient(135deg, transparent 0 18px, rgba(255, 255, 255, 0.1) 18px 20px);
  border-radius: 24px;
  box-shadow: var(--shadow);
}

.coin {
  position: absolute;
  display: grid;
  place-items: center;
  width: 92px;
  height: 92px;
  color: var(--blue-dark);
  background: #fff;
  border-radius: 50%;
  font-size: 2.4rem;
  font-weight: 900;
  box-shadow: 0 18px 38px rgba(23, 33, 63, 0.2);
}

.coin-one { left: 12%; top: 16%; }
.coin-two { right: 12%; top: 34%; color: var(--green); }
.coin-three { left: 38%; bottom: 13%; color: var(--coral); }

.check-list {
  display: grid;
  gap: 12px;
  margin: 24px 0 28px;
  padding: 0;
  list-style: none;
  color: var(--muted);
  font-weight: 800;
}

.check-list li {
  position: relative;
  padding-left: 32px;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--green);
  font-weight: 900;
}

.compact { width: fit-content; }

.product-details { background: #fff; }

.detail-grid article {
  padding: 24px;
}

.detail-grid ul {
  display: grid;
  gap: 9px;
  min-height: 122px;
  margin: 0 0 18px;
  padding-left: 18px;
}

.calculator-band {
  display: grid;
  grid-template-columns: minmax(260px, 0.75fr) minmax(320px, 0.55fr);
  gap: clamp(28px, 6vw, 72px);
  align-items: center;
  background: #f8fbff;
}

.calculator-card {
  padding: clamp(22px, 4vw, 34px);
}

label {
  display: block;
  margin: 0 0 8px;
  font-size: 0.9rem;
  font-weight: 900;
}

input[type="range"] {
  width: 100%;
  accent-color: var(--blue);
}

.range-value {
  margin: 2px 0 20px;
  color: var(--blue);
  font-size: 1.26rem;
  font-weight: 900;
}

.emi-result {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  align-items: center;
  padding: 18px;
  color: #fff;
  background: var(--blue-dark);
  border-radius: 10px;
}

.emi-result span { font-weight: 800; }
.emi-result strong { font-size: 1.8rem; }

.process { background: #fff; }
.process-grid article { padding: 24px; }
.process-grid span {
  display: inline-flex;
  margin-bottom: 30px;
  color: var(--blue);
  font-size: 1.7rem;
  font-weight: 900;
}

.apply-section {
  display: grid;
  grid-template-columns: minmax(260px, 0.72fr) 1fr;
  gap: clamp(28px, 6vw, 72px);
  background: var(--soft);
}

.apply-panel {
  padding: clamp(22px, 4vw, 34px);
}

.field-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.field input,
.field select {
  width: 100%;
  min-height: 50px;
  padding: 0 13px;
  color: var(--ink);
  background: #fff;
  border: 1px solid #ccd5e6;
  border-radius: 8px;
  outline: none;
}

.field input:focus,
.field select:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(33, 86, 217, 0.12);
}

.consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 20px 0;
  color: var(--muted);
  font-size: 0.84rem;
  font-weight: 700;
}

.consent input {
  appearance: auto;
  -webkit-appearance: checkbox;
  width: 18px;
  height: 18px;
  margin-top: 2px;
  accent-color: var(--blue);
  flex: 0 0 auto;
}

.submit-button { width: 100%; min-height: 52px; }
.form-message { min-height: 24px; margin: 14px 0 0; color: var(--blue-dark); font-weight: 800; }
.form-message.error { color: var(--coral); }

.banks { background: #fff; }

.bank-logos {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 14px;
}

.bank-logos span {
  display: grid;
  place-items: center;
  min-height: 82px;
  color: var(--muted);
  background: var(--soft);
  border: 1px solid var(--line);
  border-radius: 10px;
  font-weight: 900;
}

.faq { background: var(--soft); }
.faq-list { display: grid; gap: 12px; max-width: 980px; }

details { padding: 20px 22px; }
summary { cursor: pointer; font-weight: 900; }
details p { margin: 14px 0 0; }

.site-footer {
  display: grid;
  grid-template-columns: minmax(220px, 0.5fr) auto minmax(320px, 1fr);
  gap: 30px;
  align-items: start;
  padding: 38px clamp(18px, 4vw, 58px);
  color: #fff;
  background: #101932;
}

.footer-brand .brand-mark { box-shadow: none; }
.site-footer p { margin-bottom: 0; color: rgba(255, 255, 255, 0.72); }
.footer-links { display: grid; gap: 10px; font-weight: 800; color: rgba(255, 255, 255, 0.84); }
.footer-whatsapp { color: #7af0b5; }
.legal { font-size: 0.82rem; }

@media (max-width: 1080px) {
  .quick-products,
  .detail-grid,
  .process-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .bank-logos { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 900px) {
  .hero,
  .feature-banner,
  .calculator-band,
  .apply-section,
  .site-footer {
    grid-template-columns: 1fr;
  }

  .hero {
    grid-template-areas:
      "copy"
      "dashboard"
      "stats";
  }
}

@media (max-width: 720px) {
  .nav { display: none; }
  .header-actions { gap: 8px; }
  .header-cta,
  .whatsapp-button {
    min-height: 40px;
    padding: 0 12px;
    font-size: 0.84rem;
  }
  .whatsapp-button svg { display: none; }
  .brand { font-size: 0.94rem; }
  .brand-mark { width: 34px; height: 34px; }
  .hero { padding-top: 34px; }
  .stats-bar,
  .quick-products,
  .detail-grid,
  .process-grid,
  .field-grid,
  .bank-logos {
    grid-template-columns: 1fr;
  }
  .hero-actions { display: grid; }
  .feature-art { min-height: 250px; }
  .coin { width: 72px; height: 72px; font-size: 1.9rem; }
}